发布网友 发布时间:2024-09-25 23:23
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热心网友 时间:2024-10-02 10:06
China has a large number of small and medium-sized enterprises, usually small and medium-sized enterprise strength is weak, insufficient credit degree. In the economic development and at the same time, the supply of funds to meet the capital demand contradiction is more prominent in the development of SMEs in the process, which restricted the development of SMEs to a certain extent. Because these enterprises to resist the market risk is not strong, the main reason for the financing difficulty of small and medium-sized enterprises exist in many aspects. Therefore, to raise funds through multiple channels for the development of small and medium-sized enterprises; policy support, the government led, market operation, based on local, resolve the risk; increase the intensity of financing for SMEs, support the development of small and medium enterprises, must be established for the small and medium-sized enterprise financing system. This paper mainly financing lease as a solution to the financing of small and medium-sized enterprises breakthrough point of research, analysis of the reference and basis on the existing related literature at home and abroad, the introduction points out the background, significance and the main content of financial leasing. The first part of the paper a general explanation of financing lease, in order to understand the meaning of financial leasing, as well as a financing lease theory and research ideas. The second part analyses the present situation of leasing industry development, and studies the financing lease of small and medium-sized enterprises, as well as the advantages and disadvantages of brings to the enterprise. The third part analyzes the causes of financing lease, unique function and the financial leasing of small and medium-sized enterprises, including financing lease is a realistic choice to solve the financing of small and medium-sized enterprises, can effectively avoid the risk of SME financing lease, promote technological progress of small and medium-sized enterprises, and effectively improve the operation and management of small and medium the situation of enterprises. The fourth part mainly cited and analyzed some of the relevant literature to the successful case, find out the method of how to improve the financing lease some drawbacks, and some valuable experience. This paper studies the present situation of financing lease of small and medium-sized enterprises, development and related problems, the improvement measures, can effectively help us to understand the influence of lease financing for small and medium-sized enterprises.