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发布网友发布时间：2024-09-26 13:33

共4个回答

热心网友时间：2024-10-25 08:53

With the development of national financial awareness, "personal finance"gradually comes into the vision of the public, the booming development of the personal financial management in recent years is also getting more and more people awared of the necessity of personal finance. Personal financial management is not only make the personal and family financial situation in the best condition, so as to improve the quality of life, but also the key link to ensure social capital circulation and social reproduction. Personal financial management business of commercial banks is the operation mainbody for personal financial management business at present in the market, its business philosophy and the development direction widely determines the whole industry in the future. With the development of personal financial services and the increasing demand of market, the commercial bank itself will play great role to prompt the development of the industry with improvment and innovagtion of personal financial services.

Therefore, this article is taking Industrial & Commercial Bank of China of XX city branch as example, to analyse and discuss the actual situation in the development and the existing problems of personal financial business ,with the actual situation of township to make the countermeasure research for real problems, discuss its future development direction.

Thestructure of paper is organized as follows: firstly introduce the research background and related literature, study the development status of current personal financial services in our country with definition and development status at home and abroad.
In the third chapter to study object with SWOT analysis, then propose the existing problems on personal financial services of commercial banks,
In the fifth chapter，make the countermeasure discussion for above problems and finally make a summary.

手译，有问题再沟通

热心网友时间：2024-10-25 09:00

译：With the development of national financial awareness, "personal finance" gradually into the vision of the public, the vigorous development in recent years, the personal financial management business, is also getting more and more people are aware ofthe necessity of personal finance. Personal financial management can not only make the personal and family financial situation in the best state, so as to improve the quality of life, or to ensure that social capital circulation, the key link of the social reproduction. Personal financial business of commercial banks as the personal financial management business at present on the market management main body, its business philosophy, the development direction of largely determines the whole industry in the future. With the development of personal financial services and marketis the increasing demand, the commercial banks to personal financial businessimprovement, innovation to promote the development of the industry will play a very important role.
Therefore, the industrial and Commercial Bank of Chinese XX branch as an example,through the analysis of the actual situation in the development of personal financialbusiness and the existing problems, combined with the local situation ofcountermeasures to solve the problem, discuss its future development direction.
The paper is organized as follows: firstly introduces the research background andrelated literature, the definition and development status at home and abroad to understand the current our country commercial bank individual financing business development situation. In the third chapter to study on SWOT analysis, and put forward the now exists in the personal financial business of Commercial Bank of theproblems, the fifth chapter in view of the above problems are discussed, and finally make a summary.

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热心网友时间：2024-10-25 08:54

手工翻译得好辛苦，请采纳！

随着国民理财意识的提高，“个人理财”渐渐进入了大众的视野，而近几年个人理财业务的蓬勃发展，也越来越让人们意识到个人理财的必要性。个人理财不仅可以使个人以及家庭的财务状况处于最佳状态，从而提高生活品质，还是保证社会资金循环，实现社会再生产的关键环节。商业银行个人理财业务作为当下市场上个人理财业务的经营主体，其经营理念、发展方向很大程度上决定了整个产业的未来走势。随着个人理财业务的发展以及市场对其越来越大的需求，商业银行本身对个人理财业务的完善、创新对于推动整个产业的发展将起到十分重要的作用。
因此，本文以中国工商银行XX市分行为例，通过对其在个人理财业务上的发展现状及存在的问题进行实际的分析探讨，并结合当地情况针对问题进行对策研究，探讨其未来的发展方向。
本文的具体安排如下：首先介绍研究背景以及相关文献，再通过相关定义以及国内外发展现状了解现下我国的商业银行个人理财业务发展情况。在第三章中对研究对象进行SWOT分析，进而提出其现在在商业银行个人理财业务上存在的问题，第五章中针对上述问题进行对策探讨，并在最后做出总结。

Aspeople's financing sense improved, "Personal Financing" has comesinto people's eyes. People become to realise the necessity of personalfinancing as the personal financing business developed in these years. PersonalFinancing can not only make the family financing status to be the best andimprove their living quality, but also can insure the circulation of the socialcapital and realise the key point of the social reproduction. As personalfinancing business of Commercial banks is the business entity of personal financing market,it’s operationphilosophy and development direction determines the trend of the whole industry.As the development of the personal financing business and the growing demand fromthe market, the commercial banks are improving the personal financing businessand innovations which is very important for pushing the whole industry’sdevelopment.
So, this article takes the XX city branch of ICBC as theexample, it analyzes the current status of its personal financing business andthe existing problems. The article researches the countermeasures of theproblems based on the local condition, and proposes the development direction.
This article is arranged as follows. First, it will introducethe background and the related documents, then it will describe the currentstatus of the personal financing business of the commercial banks through therelated definition and the current developing status of the personal financingdomestically and also in foreign countries. In the third chapter, it will usethe SWOT method to make the analysis, and raise the problems of the commercialbanks’ personal financing business. In the fifth chapter, it will probe theabove mentioned problems and propose the countermeasures, and finally make aconclusion.

热心网友时间：2024-10-25 08:57

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