航空运输险与海运险的相似之处
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发布时间:2023-07-22 23:12
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时间:2023-10-23 14:27
货物运输险(简称货运险)就是针对流通中的商品而提供的一种货物险保障。开办这种货运险,是为了使运输中的货物在水路、铁路、公路和联合运输过程中,因遭受保险责任范围内的自然灾害或意外事故所造成的损失能够得到经济补偿,并加强货物运输的安全防损工作,以利于商品的生产和商品的流通。
以货物的保险金额为基础,按一定保险费率计算出来。公式如下:
1.保险费=保险金额×保险费率
如是按CIF(成本加运费、保险费到岸价)加成投保,公式为:
保险费=CIF(1+保险加成率)×保险费率
2.在已知CFR价格的条件下保险费可以按以下方法计算:CFR(成本加运费)
CFR ×(1+保险加成率)
保险费=CIF价格-CFR价格=--------------×保险费率
1-(1+加成率)×保险费率
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