怎样用200个英文单词介绍银行发展史1

发布网友发布时间：2023-11-08 23:52

共1个回答

热心网友时间：2024-12-02 12:56

中国银行
中国银行1912年由孙中山批准成立，是中国历史最悠久的银行。目前，中国银行是中国领先的国际化的银行，其分支机构遍布全球，业务包括传统的商业银行、投资银行和保险业务在内的全面的金融服务。
从中国银行成立到1949年建国的37年间，中国银行最先是国家的*银行，之后成为了一家国际汇兑银行。从建立初的一家私有银行起步，中国银行在艰难的环境中开拓市场，树立信誉，体现出了创业精神。在随后的各个历史时期，中国银行面对政局变幻和中外银行之间的激烈竞争，从来没有停止过与各种问题和压力做斗争。解放前的中国银行以其优良的业绩在中国银行业有着极其重要的地位，在中国现代银行史上写下了不可磨灭的篇章。
从1949年开始，中国银行成为国家唯一指定的外汇外贸专业银行。中国银行通过促进中国国际贸易和外商直接投资的发展为国家经济建设和发展作出了巨大的贡献。1994年金融*改革之后，中国银行成为了一家国有商业银行，与其它三家国有商业银行一道成为国家金融业的支柱。1994年和1995年，中国银行分别在香港和澳门成为发钞行。
中国银行的主营业务是传统的商业银行业务，包括了公司业务、零售业务和金融机构业务。公司业务在基于银行的核心信贷产品之上，致力于为客户提供个性化、创新的金融服务。零售业务主要针对银行的个人客户的金融需求，提供基于长城卡之上的全套服务。而金融机构业务则是为全球其他银行，证券公司和保险公司提供诸如国际汇兑、资金清算、同业拆借和托管等全面服务。
迎合国际金融行业的发展趋势，中国银行在巩固其传统商业银行业务的基础上又将经营领域扩大到投资银行和保险业务。中银国际作为中国银行从事投资银行业务的全资附属机构已经成为中国在海外最为成功的投资银行，拥有最长的历史、最多的管理资产、最广阔的分销渠道及最富有经验的专业人才。中国银行还在不断努力发展成为可提供全面的金融产品和服务的国际化大银行。
为了提高竞争优势，中国银行从2000年初开始围绕建立良好的公司治理机制采取了一系列的改革。2001年，中国银行成功地重组了香港中银集团，将10家成员银行合并成立当地注册的“中国银行(香港)有限公司”。2002年7月25日，重组后的中国银行(香港)有限公司在香港联交所成功上市，成为国内首家在境外上市的国有商业银行。
2002年，中国银行继续成为中国利润最高的银行，实现拨备和消化历史包袱前营业利润527亿元人民币，同比增长27.1%。扣除中银香港上市收益，实际经营利润472亿元。截止2002年末，中国银行集团资产总额为35,939亿元人民币，所有者权益为2,197亿元人民币;境内机构共计12,090个，在26个国家和地区设有境外机构共计581个; 员工总数为192,468人。在《银行家》杂志按一级资本的排名中，中国银行列第11位;在《欧洲货币》杂志按所有者权益排名的全球新兴市场250大银行中，中国银行名列榜首。
近年来，中国银行的声誉、地位稳中有升。中国银行连续14年入选《财富》“世界500强”企业;2002年分别被《欧洲货币》和《资产》评为“ 中国最佳银行” 和“ 中国最佳国内商业银行”;被美国《环球金融》杂志评为“2002年中国最佳贸易融资银行”及“2002年中国最佳外汇银行”;中银香港重组上市后，荣获《投资者关系》“最佳IPO投资者关系奖”和《亚洲金融》“最佳交易、最佳私有化奖”等10个重要奖项。
2002年2月5日，中国银行迎来了九十华诞。九十年的风风雨雨，打造了中国银行享誉海内外的卓著声名，铸就了中国银行信誉至上、锐意创新的优良传统。中国银行将继续改革创新，不断追求新的成功。承载着九十年历史的中国银行必定能焕发出新的生机和活力，谱写新的更壮丽的历史篇章。
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The bank of China,
The bank of China approved in 1912 by sun yat-sen, is China's oldest bank. At present, China is one of China's leading international bank, its branches all over the world, business including traditional commercial Banks, investment Banks and insurance business, the comprehensive financial services.
From the bank of China was set up to 1949 of the founding of the 37 years, the first is the country's central bank, the bank of China became an international exchange bank. From the start at the beginning of a private bank, the bank of China in the difficult environment to expand the market, establish credibility, reflects the entrepreneurial spirit. Later in the different historical period, the bank of China in the face of political change and the fierce competition between Chinese and foreign Banks, never stop with all sorts of problems and stress. Before liberation of bank of China, with its excellent performance in China's banking sector has a very important position, in the history of Chinese modern Banks indelible chapter.
Since 1949, the bank of China become the only country designated foreign trade professional foreign exchange Banks. Bank of China by promoting the development of China's international trade and foreign direct investment for national economic construction and development have made great contribution. After the 1994 financial system reform, become a state-owned commercial bank, the bank of China together with other three state-owned commercial Banks became the backbone of the nation's financial sector. The bank of China in 1994 and 1995, respectively be FaChaoHang in Hong Kong and macau.
The main business of the bank of China is one of the traditional commercial banking, including the company's business, retail business, and financial institutions. Company business is based on the bank's core credit procts, dedicated to provide customers with personalized and innovative financial services. Retail business is mainly on bank personal financial needs of the customers, provide a full range of services based on the Great Wall. While the financial institutions is for other global Banks, securities companies and insurance companies to provide such as international exchange, fund settlement, interbank lending and hosting and other comprehensive services.
To cater to the development trend of international financial instry, bank of China on the basis of consolidating its traditional business of commercial bank and the expansion of business areas into investment banking and insurance business. Boc international as a wholly owned subsidiary of the bank of China, is engaged in the investment banking business has become China's most successful overseas investment Banks, with the longest history, most of the management of assets, the widest distribution channels and the most experienced professionals. Are trying to become the bank of China can provide comprehensive financial procts and services of international big Banks.
In order to improve the competitive advantage, the bank of China from the start around 2000 to establish a good corporate governance mechanism has adopted a series of reforms. In 2001, the bank of China successfully restructure the Hong Kong bank of China group, will be 10 member bank merged to form the local registered \"bank of China (Hong Kong) co., LTD.\". On July 25, 2002, after the restructuring of the bank of China (Hong Kong) co., LTD successfully listed on the Hong Kong stock exchange, to become the first domestic listed on the outside of the state-owned commercial Banks.
Bank of China in 2002, continue to be the most profitable bank of China, provisions and digest the historical burden before operating profit of 52.7 billion yuan, up 27.1% from a year earlier. Dection of boc Hong Kong returns, the actual operation profit is 47.2 billion yuan. As of late 2002, the bank of China group total assets of 3.5939 trillion yuan, the owner's equity is RMB 219.7 billion yuan; Institutions within the territory of a total of 12090 in 26 countries and regions with overseas institutions a total of 581; A total of 192468 employees. In the banker magazine according to tier 1, bank of China listed 11th; In the journal of the European currency by the owner's equity among the 250 largest emerging markets around the world bank, the bank of China, topped the list.
The bank of China in recent years, reputation, status are. Bank of China, 14 years in a row to be included in the \"wealth\" \"the world top 500 enterprises\"; In 2002 by the European currency \"and\" asset \"awarded\" best bank in China \"and\" best domestic commercial bank of China \"; By the United States in the global financial magazine \"best trade finance bank of China in 2002\" and \"best foreign exchange bank of China in 2002\"; Boc after restructuring listed in Hong Kong, won the \"investor relations\" \"award for best IPO investor relations\" and \"Asia financial\" \"best deals and best privatization\" 10 important awards.
The bank of China on February 5, 2002, ushered in the birthday ninety. Ninety years of ups and downs, makes the outstanding reputation, bank of China, enjoys a good reputation at home and abroad made the bank of China, the prestige supreme, the good tradition of innovation. The bank of China will continue to reform and innovation, and constantly to pursue new success. Bearing the weight of the ninety - year - old bank of China will be bound to coruscate gives new vitality and vigor, compose new and more magnificent chapter in its history.