救命!!请董英文高手给写一篇的英文
发布网友
发布时间：2022-05-14 16:49
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热心网友
时间：2023-10-14 04:27
When it comes to money, women really are more responsible than men, with an international survey finding that they're less likely to get into debt and strive harder to become financially independent。
说到钱的问题，女性的确比男性更负责任。一项全球调查发现，与男性相比，女性更不容易陷入债务，而且会更努力地争取经济独立。
The global Reuters Synovate survey polled some 4,500 women in 12 countries about money matters. An equal number of men were also asked several questions related to finances。
这项由路透思纬公司开展的全球理财调查吸引了12个国家的近4500名女性参与。而相同数量的男性也参与回答了与理财相关的几个问题。
The survey showed that just over half respondents of both genders said women are more responsible with money than men, with the highest level of agreement found in Mexico, where 72 percent of people believed women were better at handling finances。
调查结果显示，无论是男性受访者，还是女性受访者，均有略超过一半的人认为女性在金钱问题上比男性更负责任。墨西哥受访者对这个问题的认同度最高，有72%的受访者认为女性更善于理财。
And although more than 40 percent of women use part of their monthly income to pay off credit cards, some 70 percent of female respondents also said that having more than one credit card could lead to financial debt, revealing women's higher awareness。
尽管超过40%的女性用月收入的一部分偿还信用卡，但同时约有70%的女性受访者认为持有一张以上的信用卡容易导致负债，这说明女性在这方面的意识较强。
"It's obviously not the card itself that causes anyone to use it. So the statement is really about control and temptation," said Claire Braverman, international market research firm Synovate's senior vice president of Financial Services in the United States。
思纬全球市场调查公司美国金融服务部高级副总监克莱尔·布雷弗曼说：“显然不是信用卡本身促使人们消费，这其实是一个克制和*的问题。”
"The ability to spend more, that you don't have in the first place, can certainly lead to debt. It means people have to control themselves and their spouses," she added。
她补充说：“过度消费、入不敷出必然会导致负债。这意味着人们必须克制自己和配偶的消费*。”
More women believed in their financial ability than men, with 61 percent saying they were more responsible, while only 40 percent of men agreed。
在理财能力方面，女性比男性更自信。61%的女性受访者表示自己在金钱方面更负责任，而仅有40%的男性有这样的信心。
But nearly half the women surveyed also conceded that they were bigger spenders than their male counterparts, with nearly 60 percent of men agreeing。
但近一半的受访女性称自己比配偶花钱多，近60%的男性表示认同。
热心网友
时间：2023-10-14 04:27
So how can you be happier, no matter what your income level?
1. Stop comparing. When people make relative-income comparisons, they frequently look at those who have more-and get upset when their income compares unfavorably, according to a study by Andrew Oswald of England's Warwick University and David Blanchflower of Dartmouth. Even if our incomes are rising, we tend to become less happy if the incomes of others are rising even more. Never measure your financial achievements against anything except your own goals.
2. Be grateful. Professor Sonia Lyubomirsky of University of California Riverside had subjects write down five things they were thankful for. "Gratitude seems to be incompatible with some negative emotions. It's hard to feel envious or greedy or bitter when you're grateful," Lyubomirsky explains. One group wrote on a weekly basis; the other group three times a week; and a control group didn't write at all. Only the group that did the exercise once a week experienced a significant rise in gratitude. So count your blessings, but choose a timetable that keeps the exercise meaningful.
3. Don't make money a top priority. People who say money is one of their most important goals score lower for mental health, according to a variety of studies concted over the past decade by Dr. Tim Kasser, associate psychology professor at Knox College, and Dr. Richard Ryan, psychology professor at the University of Rochester. Money-seekers suffer a greater risk of depression; have more anxiety and lower self-esteem; experience more physical, behavioral and relationship problems; and score lower on indicators testing for vitality (feeling alive and vigorous) and self-actualization. The problems were not caused by being affluent-but by making money a primary goal in life.
4. Be conscious of how you talk about money. The way we explain things to ourselves has a big impact on our happiness, says author David Myers, professor at Michigan's Hope College. Instead of saying, "I can't afford it," say, "I choose to spend my money on other things." Think of yourself as an empowered person making wise choices based on your values and priorities - instead of a self-pitying victim who views life in terms of what she can't have.
5. Focus on essential psychological needs. Money scored last on the list of psychological needs that create happiness and fulfillment, according to a study by Kennon Sheldon, psychologist at the University of Missouri-Columbia. The four most essential needs? Autonomy-feeling your actions are self-chosen and self-endorsed; competence-feeling effective in what you do; self-esteem; and a sense of closeness with others. The University of Chicago's National Opinion Research Center found that people with five or more close friends (excluding family members) are 50 percent more likely to describe themselves as "very happy" than respondents with fewer friends.
6. Help others. Professor Lyubomirsky has done studies in which students were asked to practice altruism, doing five acts of kindness a week for six weeks. The participants reported a significant rise in happiness. Kind acts, she says, not only make you feel better about yourself, but foster a sense of interdependence, cooperation, and can inspire friendship.
